Page 312 - Regional Comprehensive Economic Partnership (RCEP)

(vi) lending of all types, including consumer credit,
mortgage credit, factoring, and financing of
commercial transaction;

(vii) financial leasing;

(viii) all payment and money transmission services,
including credit, charge and debit cards, travellers
cheques, and bankers drafts;

(ix) guarantees and commitments;

(x) trading for own account or for account of customers,
whether on an exchange, in an over-the-counter
market or otherwise, the following:

(A) money market instruments (including
cheques, bills, certificates of deposits);

(B) foreign exchange;

(C) derivative products including futures and
options;

(D) exchange rate and interest rate instruments,
including products such as swaps and
forward rate agreements;

(E) transferable securities; and

(F) other negotiable instruments and financial
assets, including bullion;

(xi) participation in issues of all kinds of securities,
including underwriting and placement as agent
(whether publicly or privately) and provision of
services related to such issues;

(xii) money broking;

(xiii) asset management, such as cash or portfolio
management, all forms of collective investment
management, pension fund management, custodial,
depository, and trust services;

8A-2