Page 313 - Regional Comprehensive Economic Partnership (RCEP)

(vi) lending of all types, including consumer credit, (xiv) settlement and clearing services for financial assets,
mortgage credit, factoring, and financing of including securities, derivative products, and other
commercial transaction; negotiable instruments;

(vii) financial leasing; (xv) provision and transfer of financial information, and
financial data processing and related software by
(viii) all payment and money transmission services, suppliers of other financial services; and
including credit, charge and debit cards, travellers
cheques, and bankers drafts; (xvi) advisory, intermediation and other auxiliary financial
services on all the activities listed in subparagraphs
(ix) guarantees and commitments; (v) through (xv), including credit reference and
analysis, investment and portfolio research and
(x) trading for own account or for account of customers, advice, advice on acquisitions and on corporate
whether on an exchange, in an over-the-counter restructuring and strategy;
market or otherwise, the following:
(c) financial service supplier means any natural person or
(A) money market instruments (including juridical person of a Party seeking to supply or supplying
cheques, bills, certificates of deposits); financial services but the term “financial service supplier”
does not include a public entity;
(B) foreign exchange;
(d) new financial service means any financial service which
(C) derivative products including futures and is not supplied in the territory of a Party but is supplied and
options; regulated in the territory of any other Party. This may
include a service related to current and new products, or
(D) exchange rate and interest rate instruments, the manner in which a product is delivered;
including products such as swaps and
forward rate agreements; (e) public entity means:

(E) transferable securities; and (i) a government, a central bank, or a monetary
authority, of a Party, or an entity owned or controlled
(F) other negotiable instruments and financial by a Party, that is principally engaged in carrying out
assets, including bullion; governmental functions or activities for
governmental purposes, not including an entity
(xi) participation in issues of all kinds of securities, principally engaged in supplying financial services
including underwriting and placement as agent on commercial terms; or
(whether publicly or privately) and provision of
services related to such issues; (ii) a private entity, performing functions normally
performed by a central bank or monetary authority,
(xii) money broking; when exercising those functions; and

(xiii) asset management, such as cash or portfolio (f) self-regulatory organisation means any non-
management, all forms of collective investment governmental body, including any securities or futures
management, pension fund management, custodial, exchange or market, clearing or payment settlement
depository, and trust services; agency, or other organisation or association, that:

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