Page 69 - SUSTAINABILITY REPORT 2020

The global sustainable development issue, which has been continuously affecting the economy, society and
environment, is an important challenge in the sustainable development of all countries. The financial institution sector
is an important sector which received much anticipation from the society to change its operating roles, including
providing supports to various business organizations, taking into account business operations that are responsible for
the environment, society and governance, as well as to drive other sectors to conduct their operations in the direction
that leads to more sustainable and efficient development.

The Bank of Thailand (BOT), as regulator of financial institutions, recognizes the importance of sustainability
and, therefore, prescribes sustainability issues in the 2020-2022 strategic plan. The BOT stated that, in running their
operations, financial institutions have to consider sustainability in aspects of environmental, social and governance
and set up a policy to support the Thai financial institution system to realize and place emphasis on the principles of
sustainable banking under the concept of “Sustainable Finance”.

GSB, as a Specialized Financial Institution under the supervision of the Ministry of Finance and audition and
supervision of Bank of Thailand (BOT), has given importance to running operation by taking into account of environment,
society and good governance. This is considered as the basis of its operations towards become a full-scale and concrete
Social Bank. The key operations can be defined as following:

โครงการออมสินขับเคลื่อนธุรกิจเพื่อสังคม
สนับสนุนสินเชื่อผู้ประกอบการธุรกิจเพื่อสังคม (MOU 2 ธ.ค. 63)
GSB Driven Social Business Project

สินเชื่อดอกเบี้ยที่เป็นธรรม to provide loans for social business entrepreneurs (MOU was signed on 2 Dec 2020)
Fair interest loans

POSITIVE
LIST GSB SCORE VS LENDING
ESG
FINANCIAL SCORE
INCLUSION Credit Interest Rate + Modifier
Analysis Determination

ESG IMPACT
APPROACH INVESTMENT สินเชื่อจำานำาทะเบียนรถ
Vehicle title loan business
EXCLUSION

ไม่ ทำาธุรกิจซื้อของ NOT engage in purchase
ให้สินเชื่อ
order financing

GSB SOCIAL BANK SUSTAINABILITY REPORT 2020 รายงานการพัฒนาอย่างยั่งยืน ประจำาปี 2563 63